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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.​​​500% $1,621.39 ​4.​​​​​​​​​617% ​1.00%
15-Year Fixed ​Mortgage * 4.​​​​​​​​250% $​2,​407.29 ​4.​​​​​​​​​​415% ​0.75%
3-Year Adjustable Rate Mortgage * 4.​​​​​​​125% ​$​​​1,5​50.88 4.​​​​​722% ​0.50%
5-Year Adjustable Rate Mortgage * ​4.​​​250% $1,574.21 ​4.​6​99% 0.75%
7-Year Adjustable Rate Mortgage * 4.500%
​$​1,​​621.39
4.​​​​​​755%
​0.75%
30-Year Fixed Custom Construction ** ​4.​​​​​​​​​750%
​$1,669.27
4.​​951%
​1.75%
15-Year Fixed Custom Construction ** ​4.​​​​​​500%
$2,447.98
4.808%
1.50%
3-Year Adjustable Rate Custom Construction ** ​4.​​​375%
$1,597.71
4.​​​917%
​1.50%
5-Year Adjustable Rate Custom Construction ** ​4.500%
​$​1,621.39
​4.​​​​915%
1.75%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​​​​​750%
$1,​669.27
4.​​​​​​985%
​1.75%
20 YR Fixed Lot Loan *** 7.​​​​​375%
$797.97
7.​​​​659%
1.00%
24 Month Interest Only Lot Loan *** 7.​​250%
$​604.17
8.​​​​689%
1.50%
10 Year Interest Only HELOC *** 5.25%
$437.50
5.25%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.​​​500% $1,621.39 ​4.​​​​​​​​​617% ​1.00%
15-Year Fixed ​Mortgage *
4.​​​​​​​​250% $​2,​407.29 ​4.​​​​​​​​​​415% ​0.75%
3-Year Adjustable Rate Mortgage *
4.​​​​​​​125% ​$​​​1,5​50.88 4.​​​​​722% ​0.50%
5-Year Adjustable Rate Mortgage *
​4.​​​250% $1,574.21 ​4.​6​99% 0.75%
7-Year Adjustable Rate Mortgage *
4.500% ​$​1,​​621.39 4.​​​​​​755% ​0.75%
30-Year Fixed Custom Construction **
​4.​​​​​​​​​750% ​$1,669.27 4.​​951% ​1.75%
15-Year Fixed Custom Construction **
​4.​​​​​​500% $2,447.98 4.808% 1.50%
3-Year Adjustable Rate Custom Construction **
​4.​​​375% $1,597.71 4.​​​917% ​1.50%
5-Year Adjustable Rate Custom Construction **
​4.500% ​$​1,621.39 ​4.​​​​915% 1.75%
7-Year Adjustable Rate Custom Construction **
4.​​​​​​​​​750% $1,​669.27 4.​​​​​​985% ​1.75%
20 YR Fixed Lot Loan ***
7.​​​​​375% $797.97 7.​​​​659% 1.00%
24 Month Interest Only Lot Loan ***
7.​​250% $​604.17 8.​​​​689% 1.50%
10 Year Interest Only HELOC ***
5.25% $437.50 5.25% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.