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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.​​​375% $1,597.71 ​4.​​​​​​​​​​491% ​1.00%
15-Year Fixed ​Mortgage * 4.​​​​​​​​​125% $​2,​387.10 ​4.​​​​​​​​​​​290% ​0.75%
3-Year Adjustable Rate Mortgage * 4.​​​​​​​​000% ​$​​​1,5​27.73 5.​​​​​169% ​0.50%
5-Year Adjustable Rate Mortgage * ​4.​000% $1,527.73 5.​000% 0.75%
7-Year Adjustable Rate Mortgage * 4.​000%
​$​1,​​527.73
4.​​​​​​​836%
​0.75%
30-Year Fixed Custom Construction ** ​4.​​​​​​​​​​625%
​$1,645.25
4.​​​824%
​1.75%
15-Year Fixed Custom Construction ** ​4.​​​​​​​375%
$2,427.59
4.​682%
1.50%
3-Year Adjustable Rate Custom Construction ** ​4.​​​​250%
$1,574.21
5.​​​423%
​1.50%
5-Year Adjustable Rate Custom Construction ** ​4.​250%
​$​1,574.21
5.​​​​273%
1.75%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​​​​​​250%
$1,​574.21
5.​​​​​​124%
​1.75%
20 YR Fixed Lot Loan *** 7.​​​​​375%
$797.97
7.​​​​659%
1.00%
24 Month Interest Only Lot Loan *** 7.​​250%
$​604.17
8.​​​​689%
1.50%
10 Year Interest Only HELOC *** 5.​50%
$467.12
5.50%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.​​​375% $1,597.71 ​4.​​​​​​​​​​491% ​1.00%
15-Year Fixed ​Mortgage *
4.​​​​​​​​​125% $​2,​387.10 ​4.​​​​​​​​​​​290% ​0.75%
3-Year Adjustable Rate Mortgage *
4.​​​​​​​​000% ​$​​​1,5​27.73 5.​​​​​169% ​0.50%
5-Year Adjustable Rate Mortgage *
​4.​000% $1,527.73 5.​000% 0.75%
7-Year Adjustable Rate Mortgage *
4.​000% ​$​1,​​527.73 4.​​​​​​​836% ​0.75%
30-Year Fixed Custom Construction **
​4.​​​​​​​​​​625% ​$1,645.25 4.​​​824% ​1.75%
15-Year Fixed Custom Construction **
​4.​​​​​​​375% $2,427.59 4.​682% 1.50%
3-Year Adjustable Rate Custom Construction **
​4.​​​​250% $1,574.21 5.​​​423% ​1.50%
5-Year Adjustable Rate Custom Construction **
​4.​250% ​$​1,574.21 5.​​​​273% 1.75%
7-Year Adjustable Rate Custom Construction **
4.​​​​​​​​​​250% $1,​574.21 5.​​​​​​124% ​1.75%
20 YR Fixed Lot Loan ***
7.​​​​​375% $797.97 7.​​​​659% 1.00%
24 Month Interest Only Lot Loan ***
7.​​250% $​604.17 8.​​​​689% 1.50%
10 Year Interest Only HELOC ***
5.​50% $467.12 5.50% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.