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Mortgage Loan Program Interest Rate P&I Payments
APR
Fee
30-Year Fixed ​Mortgage * 4.500% $1,621.39 ​4.​​​​617% ​1.00%
15-Year Fixed ​Mortgage * 4.​​​​250% $2,​407.29 ​4.​​​​​​​415% ​0.75%
3-Year Adjustable Rate Mortgage * 4.​​​​​​​000% ​$​​​1,5​27.73 4.​​​​​693% ​0.50%
5-Year Adjustable Rate Mortgage * ​4.​​125% $1,550.88 ​4.​6​​53% 0.75%
7-Year Adjustable Rate Mortgage * 4.​​250%
​$​1,​​574.21
4.​​​​​634%
​0.75%
30-Year Fixed Custom Construction ** 4.​​​​​750%
​$1,​669.27
​4.951%
​1.75%
15-Year Fixed Custom Construction ** ​4.​​500%
$2,447.98
​4.​​​​​​​​808%
1.50%
3-Year Adjustable Rate Custom Construction ** ​4.​​250%
$1,574.21
4.​​​896%
​1.50%
5-Year Adjustable Rate Custom Construction ** ​4.​​​375%
​$​1,597.71
​4.​​​​876%
1.75%
7-Year Adjustable Rate Custom Construction ** 4.​​​​​​​​500%
$1,​621.39
4.​​​​​​876%
​1.75%
20 YR Fixed Lot Loan *** 7.​​​​125%
$782.82
7.​​​406%
1.00%
24 Month Interest Only Lot Loan *** 7.​​000%
$​583.33
8.​​​435%
1.50%
10 Year Interest Only HELOC *** 5.00%
$416.67
5.00%
0.00%
Rate P&I Payments APR† Fee
30-Year Fixed ​Mortgage *
4.500% $1,621.39 ​4.​​​​617% ​1.00%
15-Year Fixed ​Mortgage *
4.​​​​250% $2,​407.29 ​4.​​​​​​​415% ​0.75%
3-Year Adjustable Rate Mortgage *
4.​​​​​​​000% ​$​​​1,5​27.73 4.​​​​​693% ​0.50%
5-Year Adjustable Rate Mortgage *
​4.​​125% $1,550.88 ​4.​6​​53% 0.75%
7-Year Adjustable Rate Mortgage *
4.​​250% ​$​1,​​574.21 4.​​​​​634% ​0.75%
30-Year Fixed Custom Construction **
4.​​​​​750% ​$1,​669.27 ​4.951% ​1.75%
15-Year Fixed Custom Construction **
​4.​​500% $2,447.98 ​4.​​​​​​​​808% 1.50%
3-Year Adjustable Rate Custom Construction **
​4.​​250% $1,574.21 4.​​​896% ​1.50%
5-Year Adjustable Rate Custom Construction **
​4.​​​375% ​$​1,597.71 ​4.​​​​876% 1.75%
7-Year Adjustable Rate Custom Construction **
4.​​​​​​​​500% $1,​621.39 4.​​​​​​876% ​1.75%
20 YR Fixed Lot Loan ***
7.​​​​125% $782.82 7.​​​406% 1.00%
24 Month Interest Only Lot Loan ***
7.​​000% $​583.33 8.​​​435% 1.50%
10 Year Interest Only HELOC ***
5.00% $416.67 5.00% 0.00%


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  • Ask us about additional available loan programs.
  • Subject to credit approval.
  • APR is based on loan amount and interest rate.
  • Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Adjustable loans feature an introductory rate during initial term (3, 5 or 7 years) of, after which the interest rate may adjust annually each year based on the current index and applicable margin. Payment may increase.
† Annual Percentage Rate

* Assumes a purchase of an owner occupied single family residence with a loan amount of $320,000 based on a purchase price of $400,000 with a 20% down payment of $80,000. Borrower FICO score of 680 or higher. Subject to qualification Interest rate applies to 30 year fixed purchase only program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario. ** Assumes a construction of an owner occupied single family residence with a loan amount of $320,000 based on a finished value and cost to complete construction of $400,000. Borrower FICO score of 680 or higher. Subject to qualification. Interest rate applies only to 30 year fixed custom construction program. Monthly payment based on a 30 year loan term amortized over 360 months. Contact your neighborhood loan officer for details on your loan scenario.

*** Assumes an approved $100,000 loan amount.