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Bringing common-sense banking into focus.

Simple. Straightforward. Smart. That’s what personal banking from Washington Federal is all about. After all, we have one goal in mind —to bring clarity to banking so you can make the most of your money.

Choose your checking. Accounts designed to help you make the most of your money.
Free Checking

No minimum balance. No monthly maintenance fees.
Requires eStatement and direct deposit. 
Only $25 to open. 
Overdraft/returned item fees may apply. 

​​​​​Green Checking

Manage more than just your money. Green Checking benefits include identity theft protection services, mobile phone protection and shopping rewards.

Stellar Plus Checking

It’s all about the benefits. Your higher balances earn you all of the above, plus a premium interest rate on your balances, free Safe Deposit Box (where available), and more.

Checking accounts come with:

  • Online Banking
  • Mobile Banking
  • Access to over 20,000 ATMs
  • Debit Cards
  • Mobile Photo Deposit
  • Overdraft Protection
  • MoneySync
  • P2P Icon Person-to-Person Payments
  • Billpay Icon Bill Pay
  • External Transfers External Transfers

When it comes to saving, we give it to you straight.

With so many ways to save, it can be a challenge knowing where to start. But at Washington Federal, we have a straightforward approach that allows you to clearly understand your options – so you can watch your money grow. Learn more below or view current rates.

Statement or Passbook Savings

Sometimes, simpler is better. $25 to open and maintain $100 to avoid maintenance fees. (Minors can open an account with just $10 and no maintenance fees.) Choose between a traditional passbook and a flexible statement account.

Money Market Account

When you want extra liquidity for your savings. $100 to open and maintain $1,000 to avoid maintenance fees.

Certificates of Deposit

Earn more with a CD. Choose terms from 3 months to 5 years. Just $1,000 to open.

Our credit cards offer competitive pricing and great rewards. We’ll make it easy to select the best option and apply online.

Find and apply for the card that best meets your needs. Show all cards.

Treat yourself with Visa Bonus Rewards.

You'll earn 1% unlimited cash back plus a great, low APR and 1 point for every net $1 you spend. Get a 25% bonus on all points earned every month, automatically. Plus there’s no annual fee.

Apply to Visa Bonus Rewards

Or get even more with Visa Bonus Rewards Plus.

You'll earn 1% unlimited cash back plus a great, low APR and 1 point for every net $1 you spend. Get a 50% bonus on all points earned every month, automatically. A $50 annual fee applies.

Apply to Visa Bonus Rewards Plus

Step up with a Visa Platinum card.

You'll get the simplicity and convenience of a traditional credit card. Our best introductory interest rate and balance transfer offer.


Treat yourself with Visa Bonus Rewards.

You'll earn 1% unlimited cash back plus a great, low APR and 1 point for every net $1 you spend. Get a 25% bonus on all points earned every month, automatically Plus there’s no annual fee.


Build your credit while getting your degree.

You can build credit while earning your college degree, and get rewarded at the same time with the Visa College Rewards card.


Get back on the right track with a secured card.

Build or re-establish your credit with the Visa Secured Card. Flexible credit lines are available based on a security deposit ranging from $300 to $5,000.


Because you have a place you call home.

Washington Federal has specialized in mortgage lending for nearly a century.

While buying a home may be one of the biggest financial decisions you’ll ever make, you can feel confident making it with Washington Federal, a trusted lender since 1917.

Learn More

Mobile & Online

Do your banking with us 24/7

Sometimes, you need to do your banking after hours. That’s why Washington Federal offers online banking, bill payment online, 24-hour telephone banking and mobile banking with photo deposit and Person2Person payments.

Enroll in online banking Download our mobile banking app

Save for your child’s future today.

With the Coverdell Education Savings Account, you can contribute up to $2,000 after-tax annually per child. And the best part is, when the funds are withdrawn, they’re tax-free. Now that’s smart.

Get details

Teach your child how to save early and often.

We’re proud to offer our Save at School program at elementary and middle schools in our communities. We host “bank days” once or twice a month, helping to teach children how to making saving money a habit early in life. Students may open accounts with just a $5 minimum deposit, which we match with an additional $5. Contact your nearest branch about hosting a program at your neighborhood school.

Find your nearest Branch

Retirement options can be confusing. But they don’t have to be.

Our Individual Retirement Account (IRA) options are simple, straightforward, and most of all affordable – there’s no annual fee. Choose either a Traditional or Roth IRA and roll your existing 401(k) into your new account. It’s that easy.

Building Your Retirement SavingsLearn how to build savings and establish financial stability early in life.
Nearing RetirementFind the resources to continue building savings as you prepare for retirement.
Living in RetirementSee how you can live in retirement by managing your money effectively.