Washington Federal - Personal Savings, CDs, Money Market Accounts | Washington Federal

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A CD, or certificate of deposit, is an agreement between you and us.  You agree to keep your money on deposit with us for a specified amount of time, and in return, we agree to pay you a higher rate than you'd receive otherwise.  It's a simple, straight-forward way to boost the return on your savings.

View current rates.

Short-term? Long-term? It’s completely up to you.

CDs offer the flexibility of different length terms with the peace of mind that comes from having a competitive fixed rate. We offer terms from 3 months to 5 years. Plus, CDs are insured by the FDIC, so they’re virtually risk-free.

Manage your CDs throughout the ups and downs of the interest rate cycle.

Ask us about CD laddering, where we help you set up a schedule for spacing out the terms of your CDs.  You can maximize your overall interest rate by lengthening the average term, and still make sure that a portion of your funds roll over and are available for withdrawal every few months.

Review our current rates, and then find a location near you to open your CD today.


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