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Found a Spot For Your Dream Home?
Whether you’re planning to build now, or just want to secure that perfect piece of land for the future, Washington Federal can help.
Buy now, build later with our Lot Acquisition Loan.
- When you find that perfect spot for your dream home, grab it.
- Enjoy a fixed rate with affordable, predictable payments spread over 20 years.
- Buy with as little as 30% down.
Ready to Build Right Away?
- If you’re already working on house plans, choose our Short-Term Lot Loan.
- Finance up to 70% of the lot’s value.
- Enjoy a fixed rate with interest-only payments.
- The 24-month term gives you time to finalize plans, select a builder and obtain permits.
- Receive a rebate on a portion of the Lot Loan fee if you obtain All-in-One Custom Construction financing from Washington Federal within 30 months.
*Effective as of 10/19/09. Assuming a loan of $250,000, with a 20% down
payment ($62,500) and a purchase price of $312,500, the principal and
interest payment would be $1,459. Rate is available on owner-occupied
loans under $600,000. Rates subject to change.
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