Real Estate Loans

Home financing is one of the biggest financial decisions you’ll make.

That’s why we believe your mortgage should not only meet your needs today, but be part of your long-range financial plan. As a portfolio lender, we specialize in 15- and 30-year fixed rate loans. We offer you unmatched flexibility for years to come, because we keep your loan on our books and continue to service it.

Why Washington Federal? We're Flexible.

• You’ll work with one person as your loan officer from start to finish.
• Unlike most lenders, our loan officers are not paid on commission, so you can be assured they have your best interest at heart.
• You won’t have to squeeze your financial profile into a standard box to qualify for a loan.
• Since your loan stays on our books, we have more flexibility to tailor financing to fit your needs.
• Enjoy competitive home financing on loan amounts to $1,500,000.
• We specialize in low-risk mortgages with either fixed rates or payment protection, because we believe they offer our borrowers a safer, more secure way to buy.
• Ask us about financing for condos, townhouses, second homes and non-owner occupied homes.
• We want to celebrate with you when you make that final payment and own your home free-and-clear!

Refinancing? We won't make you restart your loan!

      We Make Refinancing Easy. Even Unnecessary.

• If you’re considering refinancing to lower your interest costs, make improvements or consolidate debt, we can help.
• We’re responsive, professional and local.
• You can reach the nearest branch by phone, email or in person.
• You won’t have to start over with a new loan whenever your financial priorities change.
• As a current Washington Federal borrower, you can change certain terms of your loan without refinancing, so you preserve more of your equity.
• We can match the remaining term on your current loan - whether it's 10 years or 22.
• Rate Modifications can lower the rate on your existing loan with us without refinancing.
• The Additional Advance program allows you to tap into your equity by adding a lump sum to your existing first mortgage (not available in TX).

      Start today by downloading our Uniform Residential Loan Application and contacting a branch near you.