Home Loan Application Checklist

Here's what you need to get the home you want.

To apply, please bring:

Copy of the purchase and sale agreement
Your home address for the past two years
Employer’s name and address for the past two years
Last two pay stubs and the past two years’ W-2s
Proof of other income (rental agreements, copies of contract receivables plus 12 months’ payment record, and/or record of alimony or child support and child support payments received – alimony need not be revealed)
Last two bank and brokerage statements
Outstanding loans—including company name, address, account number, balance and monthly payment
Landlord’s name, address and phone number, if applicable
If self-employed or commissioned sales, last two years’ tax returns, and for the business, a year-to-date income statement and balance sheet

Simply provide us with the information above and your loan may only require a title policy, credit report and appraisal for approval.