Personalized services designed to make your life easier.
From online banking to payroll processing, we offer a wealth of treasury management services for your convenience.
We offer a robust online banking site that can handle the needs of businesses, big or small.
- Check account status and review activity
- Place stop payments
- Transfer funds between accounts
- Pay bills, make payments and get loan advances
- View cleared check images
- Access treasury management services like eACH and Positive Pay
- Choose to receive your bank statements electronically
Our business clients can send and receive funds using the electronic Automated Clearing House (eACH).
- Use our eACH feature for repetitive income or outgoing payments
- It's an efficient way to handle items like direct deposit of payroll or rent collections
- Protect your business from check fraud, simplify reconciliation and improve cash flow
Initiate and schedule USD wire transfers from the convenience of your desktop.
- Initiate and schedule wire transfers, both domestic and international
- Receive email alerts regarding their status
- Save money as eWires cost less than manual wire transfers
Make your bank deposits without visiting the bank.
- Deposit checks from the convenience of your office desktop
- Use a simple scanning device to deposit checks electronically
- Increase efficiency and security while improving your cash flow
- Same-day availability of funds
- For businesses with less deposited items per month, we offer scanDeposit Lite
Investment Sweep Accounts
Put your funds to work every night and have them automatically “sweep” back into the account when needed.
- Automatically transfer funds daily
- Sweep between an operating account and a related investment account or line of credit
- Efficiently manage cash resources
- Enjoy maximum flexibility with higher earnings potential
- Sweep accounts use our Collateralized Liquid Account, which is not FDIC-insured (ask us for details and current rates)
- $1,000 minimum to open
- $100 minimum balance to earn interest
- $50 per month base charge for deposit sweeps
- Ask us about line of credit sweeps
Make sure you issued a check before you pay it with our automated system.
- Use our automated online system
- Compare issued checks with checks presented for payment
- You make a pay/no-pay decision
- Prevent check fraud and facilitate timely pay/return decisions
Zero Balance Accounts
Keep your cash where you want it, right when you need it.
- Manage your deposits and fund disbursements in a cost-effective way
- At each end of day, automatically transfer funds out of any sub-accounts into a central concentration account, so that sub-accounts balance at zero
- Manage sub-accounts individually while keeping a concentration account to centralize cash flow
Merchant Services Credit Card Processing
We'll make sure that taking credit and debit payments won't slow you down.
- Maximize your sales potential by accepting credit and debit cards for payment
- We will help initiate and administer a time-saving merchant account for all your credit card processing needs
Payday should be a good day for you too.
- Avoid complicated payroll issues
- We can set you up with a comprehensive payroll processing solution to minimize paperwork
- Eliminate payroll and tax filing headaches
- Cash Vault Services
- FedPayments Reporter
We offer additional solutions to meet your needs. Ask us for details.